Stop finding out in a debit alert.
Recur reads your bank statement and shows you every charge that repeats, before the next one lands.
Read-only access. Recur can never move your money.
None of this shows up as “Netflix.”
Nigerian bank statements narrate every charge in bank-speak, not brand names. Three real lines, and what they are actually hiding.
Six lines. Three of them will be back next month.
One ordinary week of a Nigerian account. Recur reads it the way you would if you ever sat down to, and keeps only what repeats.
- BOLT NG RIDE 88214 ₦3,400
- NETFLIX.COM NGN ₦7,000 Repeats monthly
- CHICKEN REPUBLIC LEKKI ₦6,200
- MULTICHOICE DSTV ₦19,000 Repeats monthly
- TRF TO TUNDE A. ₦25,000
- MTNNG DATA AUTOREN ₦10,000 Repeats monthly
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Netflix
Every month since you signed up
₦7,000
-
DStv Compact
Every month, since last year
₦19,000
-
MTN Data
Auto-renews on the 3rd
₦10,000
MTN Data went from ₦8,000 to ₦10,000 this month. Recur noticed, and it is asking rather than assuming.
Know before it leaves.
Every charge Recur has found, put back on the calendar it will actually land on. Tap a day.
Before it becomes a charge.
A free trial leaves no transaction behind it, so there is nothing for Recur to find until the first charge lands, by which point you have already paid it.
You decide what you want to know.
Recur watches continuously. How often it says anything is entirely yours to set.
Renewal reminders
A heads-up before a charge hits.
Still watching? Tap for the exact steps to cancel, or mark it kept and Recur stops asking.
Three days ahead of the charge
Then there is everything else.
Recur sorts every debit into a category you can actually budget against, so one month is one number made of parts rather than four hundred lines.
Every one of those was a raw bank narration before Recur read it. Get a category wrong and you fix it once, and every future charge from that merchant follows.
We can see it. We cannot touch it.
Recur connects to your bank through Mono, a CBN-licensed open banking provider used across Nigerian fintech. That connection is read-only by design.
- Your login stays yours You authenticate on Mono's own page. Recur never sees or stores your bank credentials.
- No way to move money No transfer, payment, or withdrawal capability exists in the connection. Not now, not later.
- Leave whenever Unlink any account, or delete everything Recur holds on you, in one tap.
Read-only access, licensed via Mono · Privacy notice
Get early accessThe questions people actually ask.
Which banks does Recur work with?
Recur connects through Mono, so it reaches most Nigerian banks and the major neobanks: GTBank, Zenith, Access, First Bank, UBA, Kuda, Opay, Moniepoint and the rest. If Mono supports your bank, Recur does. You link the account in about two minutes.
How does Recur know a charge repeats?
It reads your history for charges from the same merchant, at close to the same amount, on a rough schedule. Two matches is enough to flag it, and a third confirms the cycle. Recur handles the fact that the amount moves, which is why anything billed in dollars still gets caught even though the naira figure changes every month.
Can Recur cancel a subscription for me?
No, and it will not pretend otherwise. Cancelling means acting on your account with the merchant, which Recur has no access to. What it does instead is tell you the exact steps for that specific merchant, and then watch whether the charge actually stops. If it does not, you will hear about it, which is the part people usually find out about a year late.
What if it labels something wrong?
Correct it once and every future charge from that merchant follows. The same applies in reverse: mark something as not recurring and Recur stops counting it in your total. Nigerian bank narrations are messy enough that getting some of them wrong is a certainty, so fixing them is one tap rather than a support ticket.
Can Recur move money out of my account?
No. The connection is read-only by design, and no transfer, payment or withdrawal capability exists in it. You authenticate on Mono’s own page, so Recur never sees or stores your bank login. You can unlink an account, or delete everything Recur holds on you, whenever you want.
What about free trials?
A trial leaves no transaction behind it, so there is nothing for Recur to find until the first charge lands, by which point you have already paid it. Log the trial once and Recur turns it into a deadline instead. It is the one thing on this page that asks something of you first.
What will it cost?
Recur is not open yet, and pricing is not settled. Everyone on the waitlist gets in free while it is finding its feet, and will know what it costs well before that changes. No card is involved in joining.
What happens to my data?
It stays yours. We read your transactions to find what repeats, and we do not sell or share them with anyone for advertising. Deleting your account removes everything: transactions, detected subscriptions, budgets and sessions, and unlinks you from your bank on the way out. The full detail is in the privacy notice.
Be the first to see your ledger.
No spam. One email, when we open your city.